Nina Mohanty on Bloom Money, savings circles and the future of inclusive fintech

The Brands Transforming Our World podcast

In this episode of our podcast series, “Brands Transforming Our World“, we sit down with fintech founder Nina Mohanty, whose company Bloom Money is reimagining financial services for immigrant communities. Drawing on her Silicon Valley upbringing and her personal experience as the child of Indian and Taiwanese immigrants, Nina explains how traditional savings circles (used by communities worldwide) can serve as powerful tools for inclusion and economic resilience.

We explore her journey from counter-terrorism to founding a regulated fintech startup, the challenges of raising capital in a tough market, and the emotional highs of seeing customers build their financial futures.

Topics covered in this episode include:

Nina’s personal journey from the US Foreign Service to fintech founder
The immigrant mindset around money, and why financial literacy goes beyond budgeting
How Bloom Money digitises traditional saving clubs (ROSCAs) to build trust and financial identity
The unique challenges of fundraising as a solo, female founder serving underrepresented communities
How Bloom is bridging the gap between cultural tradition and formal financial systems
The power of community finance: from emergency funds to life milestones
Nina’s vision for uncovering the “hidden economy of immigration”
The future of inclusive fintech in the UK and beyond

Listen on Spotify, Apple Podcasts, and wherever you get your podcasts.